Disclaimer

Effective Date: September 14, 2025

GENERAL DISCLAIMER
Look, before you get too comfy, here’s the deal: Everything you find on www.savepilot.site (“Website”) and anything we—SavePilot (“we,” “us,” “our,” or the “Company”)—serve up is just for general knowledge and educational kicks. Nothing here is a promise, a guarantee, or any sort of magic ticket. You get what you get—no warranties, no sugar-coating. It’s basically the informational equivalent of “no refunds.”

FINANCIAL INFORMATION DISCLAIMER

Heads up, so you can’t say we didn’t warn you:

• No Financial, Investment, or Tax Advice
  • The content you see here? It’s not legal advice, not financial advice, not investment advice, and also not tax advice. Nada. Its main gig is to educate—from a safe distance.
  • You should consider the site kind of like a handy FAQ, not some all-knowing oracle. Expect generalizations—no personalized breakdown of your unique situation, okay?
• Not Personalized, Not Specific
  • None of what we post is fashioned for you, personally. Like, it doesn’t know about your student loans, your questionable stock picks, that random crypto wallet, your cousin’s mattress full of cash—none of it.
  • The info here is broad-strokes and just can’t replace a conversation with an actual, qualified advisor.
• Don’t Ignore The Pros
  • Before you drop your life savings or make any money moves, talk to someone whose job title involves “licensed,” “certified,” “accredited,” or at least “knows what they’re doing.”
  • Do your own legwork, doublecheck the math, maybe even triple-check.
• Not Recommendations
  • We’re not here handing out investment picks or shouting “buy this!” or “avoid that!”
  • Strategies and products get mentioned, sure, but it’s just educational. Your choices are your own (yep, the wins and the facepalms).
• May Be Outdated
  • Markets change, laws change, tax rules change. What’s solid today might be out of date next month, or, if we’re being honest, by the end of the week.

INVESTMENT RISK ACKNOWLEDGEMENT

Let’s be real—finance isn’t all sunshine and rainbows:

• Risks—They’re Everywhere
  • You could lose money, including your initial investment.
  • Market volatility is real. Financial markets zig-zag more than a cat chasing a laser pointer.
  • Past returns? Nice to look at, but zero promises about the future.
  • What works for your LinkedIn guru neighbor may not suit you at all. Everyone’s situation is different.

PROFESSIONAL CONSULTATION IS A MUST

Before you do anything major, we strongly suggest you:

• Get Professional Help
  • Speak to a licensed financial (or legal, or tax) pro. Don’t just take our word for it.
  • Sit down and think about your actual financial state—your goals, income, bills, appetite for risk, all of it.
  • Do your own research—not just one Google search, either. Dive a little deeper.
  • Hunt down appropriate advice for taxes, legal stuff, any regulatory headaches.

CONTENT ACCURACY DISCLAIMER

We want our stuff to be legit, but here’s what you really need to know:

• No Perfection Promised
  • We try to keep things up-to-date and right, but sometimes mistakes slip through, info goes stale, and sometimes we just miss a detail or two.
  • We’ll use data or opinions from sources we like and trust, but, honestly, we can’t control what some rando says on a third-party website.
  • Things change: laws, markets, the mood of the day.
  • If you’re using our info to make moves, check and double-check for yourself. Don’t bet the farm (or your rent) on a single webpage’s take.
• What We Use for Content
  • Our own team’s research and ideas
  • Info from respected third-party sites or sources
  • Public stats and financial data—straight from the source
  • Commentary and opinions—sometimes hot takes, sometimes general

NO WARRANTIES AT ALL

Let’s make this crystal clear:

• No guarantees about whether this site is right for you, or even good for anything in particular.
• We’re not promising the info on here is up-to-date, accurate, legal, or tailored for your grand plan.
• Don’t expect coverage for:
  • Merchantability (good for sale)
  • Fitness for anything special
  • Non-infringement (no copyright drama)
  • Total accuracy or completeness
  • Timeliness or freshness
  • Always-on website access or bug-free browsing

WEBSITE FUNCTIONALITY—NO GRANTED SUPERPOWERS

Here’s what we’re not on the hook for:

• That the Website will always be online, 24/7, with no errors (it won’t).
• That every glitch will get fixed pronto (or at all, if we’re honest).
• That the site is bacteria-free, virus-free, or anything-else-digital-nasties-free.
• Or that your experience will be all-you-ever-dreamed-of.

LIMITATION OF LIABILITY

To the fullest extent allowed, we (SavePilot, our owners, employees, agents, and, yeah, our affiliates) are not responsible for:

• Direct damages (including but not limited to actual financial losses)
• Indirect stuff (consequential, incidental, special losses)
• Lost profits (missed revenue, missed opportunities)
• Lost data (crashed spreadsheets, deleted files, life in general)
• Personal injury or distress (emotional, financial, or existential)
• Damage to property, devices, or gear

Liability Cap

• If things do go off the rails, max you’ll get from us is $100. No kidding. That’s the total cap, no matter what went down.

USER RESPONSIBILITY

When you use the Website, you’re agreeing to this:

• Using this site is totally at your own risk. If you lose money, that’s on you.
• You’re the one making the decisions—own them.
• You won’t drag us into your slip-ups or losses. What you do with the info is on you, for better or worse.

INDEMNIFICATION

This is the part where you promise not to pull us into your problems:

• Defend, indemnify, and keep us (and our people) out of any trouble if:
  • You use the site or its content for weird stuff or sketchy reasons
  • You break any rules, laws, or these terms
  • Your money choices or investments go south
  • You post anything problematic or annoying
  • You somehow violate someone else’s rights

External Links: Not Our Domain

• Sometimes you’ll find links on our site that send you somewhere else.
• These are just for your convenience. That’s it—no special endorsement or approval.

Here’s What We Don’t Do:

• We don’t recommend or give a thumbs up to third-party sites.
• We don’t control or run those other websites. Like, at all.
• We’re not checking up on their content—could be outdated, off, or straight-up odd.
• We don’t guarantee their stuff is safe or reliable.

Third-Party Issues: Our Hands Are Clean

If you interact with third-party sites (shopping, sharing info, etc):

• Whatever’s on their site is their responsibility, not ours.
• Their privacy rules and terms? You gotta look for yourself.
• If you get scammed, spammed, or otherwise burned—yeah, that’s not on us.
• External links don’t mean we’re vouching for what’s there.

Caution Before You Click

• Always read their terms and privacy statements.
• Be careful with your personal and financial info.
• Once you bounce from our site, you’re under their rules, not ours.
• Double-check info if it matters—don’t just take it at face value.

Affiliate Relationships: Bills Gotta Get Paid

• We use affiliate links—sometimes we get paid if you click or buy.
• Not every link is an affiliate, but some are (we’ll let you know).
• Money doesn’t influence our opinions. If we like it, we mean it.
• We’re always clear when a link’s an affiliate—no sneaky business.

Our Commitment to FTC Compliance

• We follow FTC guidelines.
• Material connections? We disclose them.
• Affiliate links are marked if required.
• We keep it honest—if we recommend it, it’s for a reason.
• Never hocking junk just for a buck.

User-Generated Content: Your Words, Your Responsibility

• Whatever you post—comments, messages, whatever—you own it.
• We don’t endorse every comment or user opinion.
• We can’t vouch for the accuracy of user submissions.
• We reserve the right to chuck out anything inappropriate, no warnings needed.

Community Guidelines: Play Nice

• Be respectful and stick to financial stuff.
• Follow the law and don’t trample on others’ rights.
• Don’t get weird or off-topic. Otherwise, we’ll hit the eject button.

Privacy & Data: Here’s the Deal

• We collect info as described in our Privacy Policy. That’s just how websites work.
• Cookies? Yeah, those too. Not the fun kind. See our Cookie Policy for the details.

Jurisdiction & International Use: U.S. Focused

• We’re based in the States. Most info is for U.S. users.
• If you’re from outside the U.S.:
• Stuff here might not match with your local rules or situation.
• Consult your own legal/financial folks before taking action.
• Don’t assume it all applies where you live.